What's the difference between Premium Tools and Free Calculators?

Premium ($9.99/month) unlocks Ask Military Expert (50 cited answers/month) and the full Base Navigator (weather, housing, schools, commute on every base). Free Calculators (TSP, SDP, BAH, VA Loan, House Hacking, PCS Planner, On-Base Savings, Career Comparison) plus the Spouse Tax Wizard work for everyone with no limits.

How accurate are the rates and calculations?

All tools use official rates from authoritative sources: DFAS for pay and allowances, JTR for travel entitlements, DTMO for PCS rates, GSA for per diem, and TSP.gov for retirement funds. Rates are updated annually or as regulations change.

Can I use the free calculators without Premium?

Yes. Every calculator and the Spouse Tax Wizard is free with no limits — you only need a free account for save/history. Premium adds Ask Military Expert and Base Navigator on top.

Military Tools & Calculators

Hub / Premium tools + free calculators

Official rates

DFAS / JTR / DTMO

Cited & dated

Premium tools

Full access — 50 expert questions/month.

Upgrade to Premium

Premium tool

Premium

Ask Military Expert

All-purpose military assistant. Ask questions about pay, PCS, benefits, careers, family. Cited answers in roughly 30 seconds, backed by 41,268 official knowledge sources with confidence scoring.

41,268 knowledge sources~30 second answers

DFAS, JTR, VA, DoDEAOpen →

Premium tool

Premium

Base Navigator

Installation intelligence made simple. Compare neighborhoods near 194 installations with school ratings, rental market data, weather patterns, and commute insights.

194 bases covered30-day cache

Google + SchoolDigger APIsOpen →

Free for everyone

Spouse Tax Wizard

MSRRA tax residency, multi-state routing, SCRA benefits, and license portability across all 50 states. Built for military spouses, no account required.

Open the wizard

Free calculators

Always free. Official rates from DFAS, JTR, and DTMO.

Retirement

TSP Calculator

Model fund allocations and project retirement growth using official TSP fund data. Compare C, S, I, F, G, and L funds with historical performance.

FreeLaunch →

Career

Career Comparison

Compare job offers with cost of living and tax adjustments. Estimate purchasing power differences between locations for transition planning.

FreeLaunch →

Deployment

SDP Calculator

Calculate deployment savings returns with official 10% APR (10 USC § 1035). Maximum $10,000 deposit during qualified deployments.

FreeLaunch →

Housing

BAH Calculator

Official 2026 DFAS Basic Allowance for Housing rates by base and paygrade. Tax-free, read live from the DFAS rate table.

FreeLaunch →

Housing

VA Loan Calculator

Calculate your VA funding fee (38 USC § 3729(b)) and monthly payment on a single-family purchase. No PMI, 0% down; your lender's rate drives the payment.

FreeLaunch →

Investing

House Hacking

Estimate monthly cash flow for VA loan rental properties. Calculate mortgage, BAH offset, rental income, and net cash flow potential.

FreeLaunch →

PCS

PCS Planner

Estimate move costs using official DLA rates and entitlements from DTMO. Calculate DITY/PPM profit potential based on 2026 JTR rules.

FreeLaunch →

Savings

On-Base Savings

Estimate commissary and exchange savings using published DeCA/AAFES average discount rates. Calculate annual savings potential.

FreeLaunch →

Premium subscription

One subscription. Two pillars. Zero noise.

Premium unlocks Ask Military Expert (50 cited answers per month) and the full Base Navigator across 194 installations. The free Spouse Tax Wizard and 8 always-free calculators stay free for everyone.

Upgrade to Premium View pricing details

$9.99/month or $99/year · Cancel anytime