Last Updated: November 4, 2025
The Garrison Ledger is a financial education and information platform. The information and tools provided are designed to help military families understand the unique aspects of their financial lives and make more informed decisions. Your trust is our top priority, and in the spirit of transparency, we ask that you review the following important disclosures.
The content provided on this platform—including all articles, guides, tools, and personalized plans—is for informational and educational purposes only.
FamilyMedia, LLC is a publisher and is not a registered investment advisor, broker-dealer, financial analyst, financial bank, securities broker, or financial planner. The information provided is not intended to be and should not be construed as personalized financial, investment, legal, or tax advice.
You alone are responsible for evaluating the merits and risks associated with the use of any information or tools provided on this platform before making any decisions based on such information. You should consult with a qualified and credentialed professional (such as a Certified Financial Planner®, tax advisor, or attorney) who is aware of your individual circumstances before making any financial decisions.
Garrison Ledger uses artificial intelligence to enhance your experience and provide personalized military financial guidance.
Ask Military Expert is powered by Google Gemini 2.5 Flash, a large language model that generates responses using Retrieval-Augmented Generation (RAG). The system searches our knowledge base of approximately 6,500 embedded content pieces—including premium guides, official military pay data, BAH rates, JTR rules, and expert-curated content—to provide contextually relevant answers to your questions.
Important AI Limitations:
Our calculator tools—including the TSP Allocation Modeler, SDP Payout Strategist, House Hacking Calculator, Military Salary Calculator, PCS Planner, and On-Base Savings Calculator—provide projections based on user inputs and historical data.
Our premium tools—LES Auditor, PCS Copilot, Base Navigator, and Ask Military Expert—provide estimates, calculations, and guidance based on official regulations (JTR, DFAS rates, DoD policies) and external data sources.
Past performance is not an indicator of future results. These projections and calculations are hypothetical, for illustrative purposes only, and are not guarantees of future investment performance, financial outcomes, or entitlements. The actual results you experience will vary based on a multitude of factors, including:
PCS Copilot Disclaimer: Entitlement calculations are based on current Joint Travel Regulations (JTR) and DFAS rates but should be verified with your Transportation Management Office (TMO) and base finance office before making financial decisions. Actual reimbursements may differ.
In our mission to provide the best resources, we may partner with or recommend other companies, products, or services.
In some cases, we may have a financial relationship with the companies or professionals mentioned on this platform. For example, if you connect with a real estate agent through our Vetted Professional Directory, we may receive a referral fee. This does not impact the price you pay or our editorial independence. These relationships help support our platform and allow us to continue providing high-quality resources to the military community. We only recommend products and professionals that we believe provide real value.
The Garrison Ledger is an independent platform created to serve military families. We are not affiliated with, endorsed by, or officially connected to the U.S. Department of Defense, any branch of the U.S. Armed Forces, or any government agency.
All information about military benefits, programs, and policies is based on publicly available sources and is provided for educational purposes. For official guidance, always consult your command, base legal office, or the relevant government agency.
Your use of the Garrison Ledger application is subject to our full Terms of Use and Privacy Policy. These documents govern your rights and responsibilities as a user of this platform. Please review them carefully.
If you have questions about these disclosures or any aspect of the Garrison Ledger platform, please contact us at support@garrisonledger.com.
By using the Garrison Ledger platform, you acknowledge that you have read, understood, and agree to these disclosures.
