Naval Base Point Loma, CA Navigator
Your assistant analyzes schools, commute, weather, housing, and local amenities to find your perfect home near Naval Base Point Loma, CA.
Mission Parameters
Balanced scoring across all factors (default)
Rates are the official DFAS Basic Allowance for Housing figures for housing area CA038 from our database. Open the BAH Calculator for the full breakdown.
All Naval Base Point Loma BAH Rates (2026)
Housing area CA038 · SAN DIEGO, CA · Official DFAS rates · Free
All Naval Base Point Loma BAH Rates (2026)
Housing area CA038 · SAN DIEGO, CA · Official DFAS rates · Free
| Paygrade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $3,666 | $2,763 |
| E-2 | $3,666 | $2,763 |
| E-3 | $3,666 | $2,763 |
| E-4 | $3,666 | $2,763 |
| E-5 | $3,975 | $3,147 |
| E-6 | $4,404 | $3,387 |
| E-7 | $4,446 | $3,678 |
| E-8 | $4,488 | $4,065 |
| E-9 | $4,671 | $4,188 |
| W-1 | $4,425 | $3,564 |
| W-2 | $4,464 | $4,062 |
| W-3 | $4,521 | $4,206 |
| W-4 | $4,731 | $4,410 |
| W-5 | $4,992 | $4,455 |
| O-1 | $4,032 | $3,351 |
| O-1E | $4,449 | $3,972 |
| O-2 | $4,401 | $3,873 |
| O-2E | $4,506 | $4,161 |
| O-3 | $4,518 | $4,248 |
| O-3E | $4,770 | $4,398 |
| O-4 | $5,082 | $4,440 |
| O-5 | $5,493 | $4,458 |
| O-6 | $5,541 | $4,494 |
| O-7 | $5,586 | $4,575 |
Ready to Find Your Perfect Neighborhood?
Set your search criteria above and click "Find Best Neighborhoods" to discover the top 5 areas near Naval Base Point Loma, CA that match your family's needs.
Data Sources & Attribution
Source freshness varies by provider — see each card's “Source” label for its cache window. We don't stamp a single page-wide “last updated” time because each source refreshes on its own cadence.
Scores are estimates based on available data - verify locally before making decisions.
Need Help Deciding?
Ask Military Expert for a cited answer drawn from DFAS, JTR, and VA sources. Every response links back to its official source so you can verify before acting.
Additional PCS Planning Resources
About Naval Base Point Loma
Naval Base Point Loma is a major Navy installation located in Naval Base Point Loma, CA. For military families planning a PCS move to Naval Base Point Loma, finding the right neighborhood is critical for quality of life. Our Base Navigator analyzes the top neighborhoods near Naval Base Point Loma, providing comprehensive intelligence on schools, housing costs, commute times, weather, and local amenities. Whether you're looking for the best school districts, affordable housing within your BAH, or a short commute to base, our PCS planning tool helps Navy families make informed decisions about where to live near Naval Base Point Loma.
PCS Planning for Naval Base Point Loma
Planning your PCS move to Naval Base Point Loma? Our Base Navigator tool is designed specifically for military families facing the challenges of relocation. We provide detailed neighborhood analysis including school district ratings, median rent vs BAH comparison, gate-to-home commute calculations, and comprehensive amenity mapping. Start your Naval Base Point Loma housing search early by identifying the best neighborhoods in the Naval Base Point Loma area that match your family's needs and budget. Our intelligence reports help you understand the local housing market, school quality, and quality of life factors before you move, giving you confidence in your PCS planning decisions.
Housing Guide for Naval Base Point Loma
Finding housing near Naval Base Point Loma requires understanding the local Naval Base Point Loma, CA real estate market and how it compares to your BAH. Our Base Navigator provides real-time housing market intelligence, including median rent by bedroom count, sample property listings from Zillow, and analysis of properties at or under your BAH rate. We help military families identify neighborhoods with the best housing value, whether you're looking for single-family homes, townhouses, or apartments. Each neighborhood profile includes property type distribution, pet-friendly options, and market trends to support your Naval Base Point Loma housing search.
Schools Near Naval Base Point Loma
School quality is a top priority for military families with children PCSing to Naval Base Point Loma. Our Base Navigator uses SchoolDigger data to analyze elementary, middle, and high schools in the primary district serving each neighborhood in the Naval Base Point Loma area. You'll see detailed school ratings (0-10 scale), enrollment numbers, state rankings, and special programs like magnet or charter schools. We help you identify neighborhoods with the best educational options for your children, including backup options for PCS flexibility. Understanding school quality before your move to Naval Base Point Loma ensures your kids have access to quality education.