NSA Panama City, FL Navigator
Your assistant analyzes schools, commute, weather, housing, and local amenities to find your perfect home near NSA Panama City, FL.
Mission Parameters
Balanced scoring across all factors (default)
Rates are the official DFAS Basic Allowance for Housing figures for housing area FL063 from our database. Open the BAH Calculator for the full breakdown.
All NSA Panama City BAH Rates (2026)
Housing area FL063 · PANAMA CITY, FL · Official DFAS rates · Free
All NSA Panama City BAH Rates (2026)
Housing area FL063 · PANAMA CITY, FL · Official DFAS rates · Free
| Paygrade | With Dependents | Without Dependents |
|---|---|---|
| E-1 | $2,058 | $1,713 |
| E-2 | $2,058 | $1,713 |
| E-3 | $2,058 | $1,713 |
| E-4 | $2,058 | $1,713 |
| E-5 | $2,163 | $1,863 |
| E-6 | $2,442 | $1,959 |
| E-7 | $2,538 | $2,058 |
| E-8 | $2,643 | $2,223 |
| E-9 | $2,766 | $2,298 |
| W-1 | $2,460 | $2,037 |
| W-2 | $2,580 | $2,220 |
| W-3 | $2,712 | $2,310 |
| W-4 | $2,787 | $2,460 |
| W-5 | $2,886 | $2,562 |
| O-1 | $2,202 | $1,953 |
| O-1E | $2,556 | $2,160 |
| O-2 | $2,439 | $2,133 |
| O-2E | $2,691 | $2,280 |
| O-3 | $2,709 | $2,337 |
| O-3E | $2,802 | $2,433 |
| O-4 | $2,913 | $2,538 |
| O-5 | $3,060 | $2,595 |
| O-6 | $3,084 | $2,691 |
| O-7 | $3,105 | $2,736 |
Ready to Find Your Perfect Neighborhood?
Set your search criteria above and click "Find Best Neighborhoods" to discover the top 5 areas near NSA Panama City, FL that match your family's needs.
Data Sources & Attribution
Source freshness varies by provider — see each card's “Source” label for its cache window. We don't stamp a single page-wide “last updated” time because each source refreshes on its own cadence.
Scores are estimates based on available data - verify locally before making decisions.
Need Help Deciding?
Ask Military Expert for a cited answer drawn from DFAS, JTR, and VA sources. Every response links back to its official source so you can verify before acting.
Additional PCS Planning Resources
About NSA Panama City
NSA Panama City is a major Navy installation located in NSA Panama City, FL. For military families planning a PCS move to NSA Panama City, finding the right neighborhood is critical for quality of life. Our Base Navigator analyzes the top neighborhoods near NSA Panama City, providing comprehensive intelligence on schools, housing costs, commute times, weather, and local amenities. Whether you're looking for the best school districts, affordable housing within your BAH, or a short commute to base, our PCS planning tool helps Navy families make informed decisions about where to live near NSA Panama City.
PCS Planning for NSA Panama City
Planning your PCS move to NSA Panama City? Our Base Navigator tool is designed specifically for military families facing the challenges of relocation. We provide detailed neighborhood analysis including school district ratings, median rent vs BAH comparison, gate-to-home commute calculations, and comprehensive amenity mapping. Start your NSA Panama City housing search early by identifying the best neighborhoods in the NSA Panama City area that match your family's needs and budget. Our intelligence reports help you understand the local housing market, school quality, and quality of life factors before you move, giving you confidence in your PCS planning decisions.
Housing Guide for NSA Panama City
Finding housing near NSA Panama City requires understanding the local NSA Panama City, FL real estate market and how it compares to your BAH. Our Base Navigator provides real-time housing market intelligence, including median rent by bedroom count, sample property listings from Zillow, and analysis of properties at or under your BAH rate. We help military families identify neighborhoods with the best housing value, whether you're looking for single-family homes, townhouses, or apartments. Each neighborhood profile includes property type distribution, pet-friendly options, and market trends to support your NSA Panama City housing search.
Schools Near NSA Panama City
School quality is a top priority for military families with children PCSing to NSA Panama City. Our Base Navigator uses SchoolDigger data to analyze elementary, middle, and high schools in the primary district serving each neighborhood in the NSA Panama City area. You'll see detailed school ratings (0-10 scale), enrollment numbers, state rankings, and special programs like magnet or charter schools. We help you identify neighborhoods with the best educational options for your children, including backup options for PCS flexibility. Understanding school quality before your move to NSA Panama City ensures your kids have access to quality education.